SHAIKH, Sadaf. Islamic FinTech: Opportunities and Challenges. Economics & Islamic Finance Journal (ECIF), Jakarta, Indonesia, v. 2, n. 3, 2025. DOI: 10.70550/ecif.v2i3.143. Disponível em: https://ejournal.bacadulu.net/index.php/ecif/article/view/143.. Acesso em: 10 aug. 2026.