Nurwiyati, Nurwiyati, and Yumniati Agustina. 2026. “The Influence of Days Past Due, Loan Amount, and Deposit Proportion on Non-Performing Loans at the CU Sejahtera Makmur Bersama Savings and Loan Cooperative”. Economics & Islamic Finance Journal (ECIF) 3 (1): 42-53. https://doi.org/10.70550/ecif.v3i1.235.