Nurwiyati, N. and Agustina, Y. (2026) “The Influence of Days Past Due, Loan Amount, and Deposit Proportion on Non-Performing Loans at the CU Sejahtera Makmur Bersama Savings and Loan Cooperative”, Economics & Islamic Finance Journal (ECIF), 3(1), pp. 42–53. doi:10.70550/ecif.v3i1.235.